Actuarial Analysis
In-depth actuarial analysis of insurance markets, regulatory changes, and industry trends.
Life Insurance Industry Trends 2026: From Record Sales to a Generational Crossroads
February 21, 2026LIMRA projects 2–6% premium growth, IUL/VUL dominate at 42% market share, 102M Americans underinsured, GLP-1 mortality impacts, AI-driven underwriting, and estate tax reform. Comprehensive actuarial analysis.
Read article →Healthcare Cost Trends 2026: What Actuaries Need to Know About the Forces Reshaping Medical Spending
February 21, 20268.5–9.5% medical cost trend consensus, GLP-1 drugs reshaping pharmacy spend, behavioral health surges, oncology costs, provider inflation, and what it means for actuarial pricing and reserving.
Read article →Long-Term Care Insurance Crisis 2026: Actuarial Failures, Soaring Costs, and the Search for Solutions
February 21, 2026Actuarial mispricing, 100+ carrier exits, nursing home costs exceeding $111K/year, the WA Cares Fund launch, hybrid product growth, and what it all means for actuaries and policyholders.
Read article →ACA Marketplace 2026: Subsidy Cliff, Enrollment Shock, and What Actuaries Need to Know
February 21, 2026Enhanced subsidies expired, enrollment dropped to ~23M, median premiums up 18%, Aetna exited. Deep actuarial analysis of risk pool dynamics, adverse selection, state subsidies, and GLP-1 cost pressures.
Read article →Medicare Advantage in 2026: What Actuaries Need to Know About the Market Shakeup
February 21, 2026V28 risk adjustment, 2.9M forced disenrollments, benefit reductions, and the first enrollment decline in nearly 20 years. A comprehensive analysis for health actuaries.
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