Terms of Service

Last updated: April 2026

Welcome to actuary.info, operated by Coastal Dune Labs LLC ("we," "us," or "our"). By accessing or using this website, you agree to these Terms of Service.

About This Site

actuary.info is an independent publication that provides curated actuarial news, original analysis, and educational resources. Our content is produced with AI-assisted tools and editorial oversight, as described on our About and How We Curate pages.

Content and Accuracy

We strive to provide accurate, well-sourced information based on primary sources including regulatory filings, professional organization publications, patent records, and official data. However, all content is provided for informational and educational purposes only. We make no guarantees regarding the completeness, accuracy, or timeliness of any content.

Nothing on this site is an actuarial opinion. Articles, analyses, commentary, data summaries, and any numbers or projections published on actuary.info are journalism and educational content. They are not Statements of Actuarial Opinion, actuarial certifications, actuarial reports, reserve opinions, rate indications, or any other form of actuarial work product, and they have not been prepared by us in the capacity of an engaged actuary for any reader, company, or regulator.

Content on this site does not constitute professional actuarial advice, legal advice, financial advice, or investment advice. If you need an actuarial opinion or any form of actuarial advice or services, you must engage a qualified, credentialed actuary directly. Always consult qualified professionals for decisions related to insurance, actuarial practice, regulatory compliance, or financial planning.

Intellectual Property

Original content published on actuary.info, including articles, analysis, and editorial commentary, is the property of Coastal Dune Labs LLC. You may share links to our content and quote brief excerpts with attribution. You may not reproduce, republish, or redistribute full articles without written permission.

Third-party content referenced on this site, including patent filings, regulatory documents, and news articles, belongs to its respective owners and is cited under fair use for commentary and analysis.

Curated News

Our daily news page aggregates headlines and brief summaries from third-party publications with links to the original source. We do not claim ownership of third-party content. All curated items link directly to the original publisher.

The Actuary Daily Brew newsletter is a free publication delivered via Buttondown. By subscribing, you consent to receiving email communications from us. You may unsubscribe at any time. We do not sell or share subscriber information.

User Conduct

You agree not to use this site to engage in any activity that is unlawful, harmful, or disruptive. You agree not to scrape, crawl, or reproduce site content in bulk without permission. Automated access for AI training purposes is governed by our robots.txt file.

Limitation of Liability

To the fullest extent permitted by law, Coastal Dune Labs LLC shall not be liable for any direct, indirect, incidental, or consequential damages arising from your use of this site or reliance on its content. This site is provided on an "as is" and "as available" basis.

Modifications

We reserve the right to update these Terms of Service at any time. Changes will be reflected by the "Last updated" date at the top of this page. Continued use of the site after changes constitutes acceptance of the updated terms.

Governing Law

These Terms of Service are governed by the laws of the State of Florida. Any disputes arising from these terms shall be resolved in the courts of the State of Florida.

Contact

Questions about these Terms of Service can be sent via our contact form.