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AI Patent Watch

Who actually holds insurance's AI intellectual property. Granted US AI patents, tracked across 176 carriers, reinsurers, brokers and vendors.

Live USPTO data · Updated twice daily · As of August 26, 2026
189AI patent grants across the tracked roster, trailing 12 months to Aug 2026
-15%Versus the preceding 12 months (222 grants)
State FarmLeads the industry with 55 grants in the trailing 12 months
31 / 176Tracked organizations holding at least one AI grant this period

Grants per quarter

0204060802019Q1: 7 grants2019Q2: 5 grants2019Q3: 8 grants2019Q4: 16 grants2020Q1: 16 grants2020Q2: 11 grants2020Q3: 23 grants2020Q4: 28 grants2021Q1: 26 grants2021Q2: 36 grants2021Q3: 25 grants2021Q4: 24 grants2022Q1: 31 grants2022Q2: 30 grants2022Q3: 36 grants2022Q4: 37 grants2023Q1: 47 grants2023Q2: 51 grants2023Q3: 52 grants2023Q4: 65 grants2024Q1: 56 grants2024Q2: 47 grants2024Q3: 57 grants2024Q4: 50 grants2025Q1: 59 grants2025Q2: 46 grants2025Q3: 51 grants2025Q4: 39 grants2026Q1: 49 grants2026Q2: 53 grants2026Q3: 30 grants20192020202120222023202420252026

Granted US AI patents across the 31 active filers, by grant date. The final bar is the current quarter, still in progress. Grants lag filings by roughly two years, so this measures issued IP rather than current research.

112 P&C carriers
24 Health plans
38 Vendors & insurtech
12 Life & retirement
2 Brokers & consultants
1 Reinsurers

Category totals for the trailing 12 months. A rising count is momentum, not a verdict on quality.

Leaderboard · trailing 12 months

1 State FarmP&C 55 ▼ 19 vs PY
2 AllstateP&C 26 ▼ 7 vs PY
3 USAAP&C 20 ▼ 2 vs PY
4 UnitedHealthHealth 11 ▲ 2 vs PY
5 EquifaxVendor 9 flat
6 CotalityVendor 7 ▲ 5 vs PY
7 HumanaHealth 7 ▲ 4 vs PY
8 MassMutualLife 6 ▼ 6 vs PY
9 GenpactVendor 5 ▲ 1 vs PY
10 VeriskVendor 5 flat
11 HartfordP&C 4 flat
12 CVS HealthHealth 3 ▲ 3 vs PY
13 EXLVendor 3 ▲ 2 vs PY
14 ElevanceHealth 3 ▲ 3 vs PY
15 TIAALife 3 ▲ 3 vs PY
16 TravelersP&C 3 ▼ 4 vs PY
17 AonBroker 2 ▲ 2 vs PY
18 CSAAP&C 2 ▲ 2 vs PY
19 Guardian LifeLife 2 ▲ 2 vs PY
20 TractableVendor 2 flat
21 American FamilyP&C 1 flat
22 Cape AnalyticsVendor 1 flat
23 Clara AnalyticsVendor 1 ▲ 1 vs PY
24 EagleViewVendor 1 ▲ 1 vs PY
25 ExperianVendor 1 ▼ 4 vs PY
26 LexisNexis RiskVendor 1 ▲ 1 vs PY
27 Liberty MutualP&C 1 ▼ 4 vs PY
28 MitchellVendor 1 ▼ 3 vs PY
29 Swiss ReReins. 1 ▼ 1 vs PY
30 UnumLife 1 ▲ 1 vs PY
31 Zesty.aiVendor 1 ▼ 1 vs PY
Tracked with zero AI grants this period (145)

P&C carriers (60 of 68 tracked; the other 8 hold grants and rank on the leaderboard): AIG, AXA, Allianz, American Financial, Amerisafe, Amica, Arch, Aspen, Assurant, Auto-Owners, Aviva, Axis, Bowhead, CNA, Chubb, Cincinnati Financial, Clearcover, Coalition, Cowbell, Employers, Enact, Erie, Essent, FM Global, Farmers, GEICO, Generali, HCI Group, Hagerty, Hanover, Heritage, Hippo, Kemper, Kin, Kinsale, Lemonade, MGIC, Markel, Mercury, Nationwide, Next Insurance, Old Republic, Palomar, Pie, Ping An, ProAssurance, Progressive, QBE, RLI, Radian, Root, Safety Insurance, Selective, Sentry, Sompo, Tokio Marine, Trupanion, Universal, W. R. Berkley, Zurich

Health plans (9 of 13 tracked; the other 4 hold grants and rank on the leaderboard): Alignment, CNO Financial, Centene, Cigna, Clover Health, HCSC, Highmark, Molina, Oscar Health

Vendors & insurtech (25 of 38 tracked; the other 13 hold grants and rank on the leaderboard): Akur8, Applied Systems, At-Bay, CCC, CorVel, Crawford, Duck Creek, Earnix, FRISS, Gradient AI, Guidewire, Insurity, Majesco, Nearmap, One Concern, Origami Risk, Riskonnect, Sapiens, Sedgwick, Shift Technology, Snapsheet, Solera, TransUnion, Vertafore, WNS

Life & retirement (30 of 34 tracked; the other 4 hold grants and rank on the leaderboard): Aflac, American National, Ameriprise, Athene, Brighthouse, Corebridge, Equitable, F&G, Genworth, Globe Life, Jackson, Lincoln Financial, Manulife, MetLife, Mutual of Omaha, New York Life, Northwestern Mutual, OneAmerica, Pacific Life, Penn Mutual, Primerica, Principal, Prudential, Securian, Sun Life, Symetra, Thrivent, Transamerica, Voya, Western & Southern

Brokers & consultants (13 of 14 tracked; the other 1 hold grants and rank on the leaderboard): Acrisure, Alliant, Baldwin Group, Brown & Brown, Gallagher, Goosehead, HUB, Lockton, Marsh McLennan, Milliman, NFP, Ryan Specialty, WTW

Reinsurers (8 of 9 tracked; the other 1 hold grants and rank on the leaderboard): Everest, Gen Re, Hannover Re, Munich Re, PartnerRe, RGA, SCOR, TransRe

A checked zero is a finding: each of these organizations was queried against official patent records under its verified filing names and holds no AI patent grants in the trailing 12 months.

Newest grants

The most recent AI patent grants across the roster. Titles link to the official USPTO record.

From our coverage

All AI patent coverage →

Methodology

What is counted. Granted US utility patents in the patent office's artificial intelligence and machine learning classifications, counted by grant date over a trailing 12-month window against the preceding 12 months. Each grant is attributed once, to the organization that filed it, so ownership transfers and reorganizations never double-count a patent.

Entity names are verified, not guessed. Companies rarely file under their consumer brand. Each tracked organization's filing identities are verified against official patent records and consolidated, so counts reflect the organization rather than the paperwork.

What the numbers mean. Grant counts measure issued intellectual property, with the patent office's roughly two-year lag from filing. They are a signal of sustained investment and of which capabilities a company considers worth protecting, not a measure of patent quality or product deployment. Zeros are checked, not assumed.

Source and cadence. Built from official USPTO records and refreshed twice each weekday. Page data as of August 26, 2026.