Tag
Adverse Selection
Adverse selection dynamics in insurance markets, risk pool deterioration, death spiral risk, and actuarial mitigation strategies.
Health Insurance
ACA Marketplace 2026: Subsidy Cliff, Enrollment Shock, and What Actuaries Need to Know
February 21, 2026Enhanced subsidies expired, enrollment dropped to ~23M, median premiums up 18%, Aetna exited. Deep actuarial analysis of risk pool dynamics, adverse selection, state subsidies, and GLP-1 cost pressures.
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