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VUL (Variable Universal Life)

Variable universal life insurance market analysis, product trends, and actuarial considerations for VUL pricing and reserving.

Life Insurance Industry Trends 2026: From Record Sales to a Generational Crossroads

LIMRA projects 2–6% premium growth, IUL/VUL dominate at 42% market share, 102M Americans underinsured, GLP-1 mortality impacts, AI-driven underwriting, and estate tax reform. Comprehensive actuarial analysis.

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