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Life Insurance

Life insurance industry trends, product development, mortality analysis, and regulatory updates for life actuaries.

Life Insurance Industry Trends 2026: From Record Sales to a Generational Crossroads

LIMRA projects 2–6% premium growth, IUL/VUL dominate at 42% market share, 102M Americans underinsured, GLP-1 mortality impacts, AI-driven underwriting, and estate tax reform. Comprehensive actuarial analysis.

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The $461 Billion Annuity Boom: What Record Sales Mean for Life Actuaries in 2026

U.S. annuity sales hit $461.3 billion in 2025. RILA up 20%, FIA at new highs, Peak 65 demographics driving demand. Hedging complexity, reserve implications, and what life actuaries need to know for 2026.

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