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AI Insurance Patents

Patent-level analysis of AI intellectual property strategies from AIG, Quantiphi/Dociphi, and EXL, covering document extraction, underwriting automation, claims adjudication, regulatory reporting, and property risk. See the complete guide for the full landscape.

The AI Patent Race in Insurance: A Complete Guide

Three companies, three IP strategies: AIG’s carrier patents for underwriting, Quantiphi’s vendor platform patents, and EXL’s 10-patent services company portfolio. 16 patents analyzed.

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EXL’s 10 AI Patents: Building Insurance’s AI Infrastructure

EXL was granted 10 AI patents in a single year. We map the full portfolio and compare EXL’s services company IP strategy to AIG and Quantiphi.

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Inside EXL’s Insurance LLM Patent

Domain-specific AI for claims adjudication, regulatory reporting with flux analysis, and property risk prediction using aerial imagery.

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From Unstructured Documents to Knowledge Graphs: EXL’s Data Ingestion Patents

Three patents forming a coherent extraction pipeline: CNN-based table extraction, reverse Q&A named entity recognition, and incrementally updatable knowledge graphs.

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The AI Patent Race: AIG vs. Quantiphi

How AIG and Quantiphi are building competing IP moats from opposite sides of the build-vs-buy divide in insurance underwriting.

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Inside AIG’s Agentic AI Underwriting Machine

AIG’s three-layer AI stack with Palantir, Claude, and 4 million data points. Performance metrics, agent taxonomy, and capital deployment innovations.

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Patent #12,437,155: How AIG Separates Tables from Text

The foundational extraction architecture: markdown-based conversion, independent chunking pipelines, and ontological data store population.

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Patent #12,437,154: The Traceability and Hallucination Detection Layer

Chunk-level source attribution, hallucination detection, version histories, and citation generation for LLM auditability.

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Patent #12,511,320: Chain-of-Thought Prompting for Complex Spreadsheets

Four-step prompting for multi-table documents with hybrid text/multimodal architecture.

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What AIG’s AI Patents Mean for Carriers Building Their Own Systems

Freedom-to-operate analysis: what each patent requires, what it leaves open, and what carriers should evaluate.

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The AI Governance Gap in Actuarial Practice

When management moves faster than standards: navigating ASOP No. 56 and AI governance in the age of LLMs.

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