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Insurance Regulation

State and federal insurance regulation, compliance requirements, and regulatory developments for actuaries.

ACA Marketplace 2026: Subsidy Cliff, Enrollment Shock, and What Actuaries Need to Know

Enhanced subsidies expired, enrollment dropped to ~23M, median premiums up 18%, Aetna exited. Deep actuarial analysis of risk pool dynamics, adverse selection, state subsidies, and GLP-1 cost pressures.

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AI Regulation in Insurance 2026: The NAIC Model Bulletin, State Adoption, and the Federal Preemption Battle

Over half of states have adopted the NAIC AI bulletin, a federal executive order challenges state authority, and regulators are piloting examination tools. A comprehensive guide to AI governance for actuaries and compliance teams.

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