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Coverage Gap

Analysis of life insurance coverage gaps, underinsurance trends, and demographic patterns in insurance ownership.

Life Insurance Industry Trends 2026: From Record Sales to a Generational Crossroads

LIMRA projects 2–6% premium growth, IUL/VUL dominate at 42% market share, 102M Americans underinsured, GLP-1 mortality impacts, AI-driven underwriting, and estate tax reform. Comprehensive actuarial analysis.

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