https://actuary.info/insights/soa-latf-2026-vm20-hmi-fmi-scale-catch-up-years-exposure actuary.info en 2026-09-14T00:00:00-04:00 SOA Keeps 2024-25 Deaths Out of the 2026 VM-20 Scale, Leaving a -1.28% Band at Ages 32 to 39 https://actuary.info/insights/unitedhealthcare-october-2026-prior-authorization-30-percent-cut-pricing-cycle actuary.info en 2026-09-14T00:00:00-04:00 UnitedHealthcare Drops 30% of Its Prior Authorization Rules Mid Pricing Cycle