https://actuary.info/insights/naic-pc-rbc-diversification-credit-30-to-45-premium-65-reserves-acl-down-6-9-percent-commercial-13-4-year-end-2026 actuary.info en 2026-11-05T00:00:00-05:00 NAIC Lifts P&C RBC Diversification Credit to 45% and 65% From 30% https://actuary.info/insights/aig-q3-2026-combined-ratio-91-3-cats-283m-pyd-91m-na-commercial-underwriting-income-down-57-percent actuary.info en 2026-11-04T00:00:00-05:00 AIG Underwriting Income Falls 29% as Cats Rise and Releases Halve https://actuary.info/insights/soa-bias-mitigation-ai-insurance-pricing-adversarial-neural-network-life-tpr-gap-0-114-to-0-071-auto-parity-ratio-1-654 actuary.info en 2026-11-04T00:00:00-05:00 SOA Study Cuts Underwriting Bias Gap to 0.071 for 0.001 of AUC