https://actuary.info/insights/alignment-healthcare-q2-2026-mbr-snp-acuity-risk-adjustment actuary.info en 2026-08-21 Alignment Healthcare's 86.3% MBR Rides a High-Acuity SNP Bet https://actuary.info/insights/allstate-tiered-premium-underwriting-auto-reject-patent-2026 actuary.info en 2026-08-21 Allstate Patents a Pricing Engine That Auto-Rejects Risks https://actuary.info/insights/guidewire-qusar-agentic-framework-core-underwriting-governance-2026 actuary.info en 2026-08-21 Guidewire's Qusar Puts Agents Inside Core Underwriting and Claims Data https://actuary.info/insights/inland-marine-11-year-low-loss-ratio-softening-capacity-2026 actuary.info en 2026-08-21 Inland Marine's Loss Ratio Hits an Eleven-Year Low as Top Writers Cede Share https://actuary.info/insights/siriuspoint-q2-2026-reinsurance-retreat-reserve-releases actuary.info en 2026-08-21 SiriusPoint's 90.1% Combined Ratio Rides on Reserve Releases https://actuary.info/insights/applied-cytora-email-to-quote-agentic-underwriting-2026 actuary.info en 2026-08-20 Applied's Agentic Email-to-Quote Channel Rewrites Intake Expense https://actuary.info/insights/ciab-q2-2026-property-cross-subsidy-auto-umbrella-rate-mix actuary.info en 2026-08-20 Commercial Property Gives Back 6.3% to Fund Auto and Umbrella https://actuary.info/insights/fidelis-pelagos-q2-2026-combined-ratio-war-loss-reserves actuary.info en 2026-08-20 Pelagos's 99.5% Combined Ratio Hides a $122 Million Reserve Swing https://actuary.info/insights/kingstone-q2-2026-loss-pick-underlying-combined-ratio actuary.info en 2026-08-20 Kingstone's 70.2% Combined Ratio Hides a 43.1% Loss Pick https://actuary.info/insights/naic-rbc-model-governance-potential-gaps-capital-2026 actuary.info en 2026-08-20 NAIC Flags an RBC Formula That Undercharges $150B in Loans https://actuary.info/insights/travelers-llm-3d-bodily-injury-severity-patent-2026 actuary.info en 2026-08-20 Travelers' Patent Lets an LLM Read the Injury File First https://actuary.info/insights/usaa-3d-printing-usage-based-premium-adjustment-patent-2026 actuary.info en 2026-08-20 USAA's 3D-Printing Patent Writes Usage Into the Premium https://actuary.info/insights/vermont-gmcb-2027-qhp-reference-based-pricing-act-68 actuary.info en 2026-08-20 Vermont's 2027 Rate Cut Comes With a Reference-Pricing Order