<?xml version="1.0" encoding="UTF-8"?>
<urlset xmlns="http://www.sitemaps.org/schemas/sitemap/0.9"
        xmlns:news="http://www.google.com/schemas/sitemap-news/0.9">
    <url>
        <loc>https://actuary.info/insights/aig-rag-unstructured-submission-extraction-patent-2026</loc>
        <news:news>
            <news:publication>
                <news:name>actuary.info</news:name>
                <news:language>en</news:language>
            </news:publication>
            <news:publication_date>2026-08-25</news:publication_date>
            <news:title>AIG&apos;s New Patent Puts a Confidence Score Between the Submission and the Rate</news:title>
        </news:news>
    </url>
    <url>
        <loc>https://actuary.info/insights/am-best-reinsurance-inflection-combined-ratio-reserve-cushion-2026</loc>
        <news:news>
            <news:publication>
                <news:name>actuary.info</news:name>
                <news:language>en</news:language>
            </news:publication>
            <news:publication_date>2026-08-25</news:publication_date>
            <news:title>AM Best: Record Capital Tests Reinsurance&apos;s 87% Combined Ratio</news:title>
        </news:news>
    </url>
    <url>
        <loc>https://actuary.info/insights/asop-49-medicaid-capitation-rates-exposure-draft-2026</loc>
        <news:news>
            <news:publication>
                <news:name>actuary.info</news:name>
                <news:language>en</news:language>
            </news:publication>
            <news:publication_date>2026-08-25</news:publication_date>
            <news:title>ASOP 49 Exposure Draft: First Rewrite of the Medicaid Capitation Standard Since 2015</news:title>
        </news:news>
    </url>
    <url>
        <loc>https://actuary.info/insights/hartford-outlier-grouping-underwriting-fraud-patent-2026</loc>
        <news:news>
            <news:publication>
                <news:name>actuary.info</news:name>
                <news:language>en</news:language>
            </news:publication>
            <news:publication_date>2026-08-25</news:publication_date>
            <news:title>Hartford Patents an Outlier Engine for Underwriting and Fraud</news:title>
        </news:news>
    </url>
    <url>
        <loc>https://actuary.info/insights/kemper-q2-2026-commercial-auto-adverse-development-reserving</loc>
        <news:news>
            <news:publication>
                <news:name>actuary.info</news:name>
                <news:language>en</news:language>
            </news:publication>
            <news:publication_date>2026-08-25</news:publication_date>
            <news:title>Kemper&apos;s Commercial Auto Reserves Miss for a Sixth Straight Quarter</news:title>
        </news:news>
    </url>
    <url>
        <loc>https://actuary.info/insights/multiemployer-pension-106-funded-midyear-2026-arpa-sfa</loc>
        <news:news>
            <news:publication>
                <news:name>actuary.info</news:name>
                <news:language>en</news:language>
            </news:publication>
            <news:publication_date>2026-08-25</news:publication_date>
            <news:title>Multiemployer Pensions Hit Record 106% Funded at Midyear 2026</news:title>
        </news:news>
    </url>
    <url>
        <loc>https://actuary.info/insights/munich-re-at-bay-575m-ai-cyber-underwriting-acquisition-2026</loc>
        <news:news>
            <news:publication>
                <news:name>actuary.info</news:name>
                <news:language>en</news:language>
            </news:publication>
            <news:publication_date>2026-08-25</news:publication_date>
            <news:title>Munich Re Buys At-Bay for $575 Million to Own AI Cyber Underwriting</news:title>
        </news:news>
    </url>
    <url>
        <loc>https://actuary.info/insights/oregon-2027-health-rates-reinsurance-program-premium-credit</loc>
        <news:news>
            <news:publication>
                <news:name>actuary.info</news:name>
                <news:language>en</news:language>
            </news:publication>
            <news:publication_date>2026-08-25</news:publication_date>
            <news:title>Oregon&apos;s Reinsurance Program Cuts 10.7 Points From 2027 Health Rates</news:title>
        </news:news>
    </url>
    <url>
        <loc>https://actuary.info/insights/product-liability-nuclear-verdicts-2025-12-billion-severity</loc>
        <news:news>
            <news:publication>
                <news:name>actuary.info</news:name>
                <news:language>en</news:language>
            </news:publication>
            <news:publication_date>2026-08-25</news:publication_date>
            <news:title>Product Liability Claimed Nearly Half of 2025&apos;s $25.6 Billion in Nuclear Verdicts</news:title>
        </news:news>
    </url>
    <url>
        <loc>https://actuary.info/insights/allstate-catastrophe-claim-volume-adjuster-allocation-patent-2026</loc>
        <news:news>
            <news:publication>
                <news:name>actuary.info</news:name>
                <news:language>en</news:language>
            </news:publication>
            <news:publication_date>2026-08-24</news:publication_date>
            <news:title>Allstate Patents a Catastrophe Claims Engine That Pre-Stages Adjusters</news:title>
        </news:news>
    </url>
    <url>
        <loc>https://actuary.info/insights/aon-sidecar-x-transactional-risk-capacity-carrier-exits-2026</loc>
        <news:news>
            <news:publication>
                <news:name>actuary.info</news:name>
                <news:language>en</news:language>
            </news:publication>
            <news:publication_date>2026-08-24</news:publication_date>
            <news:title>Aon&apos;s $200M Sidecar X Discount Gives Back a Third of the R&amp;W Rate Correction</news:title>
        </news:news>
    </url>
    <url>
        <loc>https://actuary.info/insights/cape-analytics-condition-change-premium-adjustment-patent-2026</loc>
        <news:news>
            <news:publication>
                <news:name>actuary.info</news:name>
                <news:language>en</news:language>
            </news:publication>
            <news:publication_date>2026-08-24</news:publication_date>
            <news:title>Cape Analytics Patents a Premium Lever Tied to Property Condition Decay</news:title>
        </news:news>
    </url>
    <url>
        <loc>https://actuary.info/insights/ccc-casualty-platform-liberty-mutual-allstate-bodily-injury-2026</loc>
        <news:news>
            <news:publication>
                <news:name>actuary.info</news:name>
                <news:language>en</news:language>
            </news:publication>
            <news:publication_date>2026-08-24</news:publication_date>
            <news:title>Liberty Mutual and Allstate Route Bodily-Injury Claims Through the Same CCC Platform</news:title>
        </news:news>
    </url>
    <url>
        <loc>https://actuary.info/insights/exl-2026-enterprise-ai-study-insurer-actuarial-maturity-gap</loc>
        <news:news>
            <news:publication>
                <news:name>actuary.info</news:name>
                <news:language>en</news:language>
            </news:publication>
            <news:publication_date>2026-08-24</news:publication_date>
            <news:title>EXL: 76% of Insurers Think They Lead AI, Only 6% Do</news:title>
        </news:news>
    </url>
    <url>
        <loc>https://actuary.info/insights/fitch-big-four-reinsurers-h1-2026-roe-combined-ratio-price-feedthrough</loc>
        <news:news>
            <news:publication>
                <news:name>actuary.info</news:name>
                <news:language>en</news:language>
            </news:publication>
            <news:publication_date>2026-08-24</news:publication_date>
            <news:title>Fitch: Big Four Reinsurers&apos; Record 21.5% ROE Masks Price Cuts Still to Earn Through</news:title>
        </news:news>
    </url>
    <url>
        <loc>https://actuary.info/insights/mpl-medical-malpractice-112-combined-ratio-reserve-release-2026</loc>
        <news:news>
            <news:publication>
                <news:name>actuary.info</news:name>
                <news:language>en</news:language>
            </news:publication>
            <news:publication_date>2026-08-24</news:publication_date>
            <news:title>Medical Malpractice&apos;s 112% Combined Ratio Meets a Thinning Reserve Cushion</news:title>
        </news:news>
    </url>
</urlset>
