https://actuary.info/insights/aca-2027-final-filings-second-morbidity-load-rate-change-14-4 actuary.info en 2026-11-06T00:00:00-05:00 Final 2027 ACA Filings Add a 7.2% Morbidity Load on Top of 2026's 8.5% https://actuary.info/insights/dol-final-pbm-fee-disclosure-rule-erisa-408b2-self-insured-plans-818m-annual-transfer-1-percent-price-reduction-july-2027 actuary.info en 2026-11-06T00:00:00-05:00 DOL Final PBM Rule Books a 1% Price Cut Worth $818M a Year https://actuary.info/insights/swiss-re-q3-2026-pc-re-combined-ratio-78-3-vs-71-3-group-net-income-1-34bn-beats-consensus-nat-cat-640m-vs-1-6bn-budget actuary.info en 2026-11-06T00:00:00-05:00 Swiss Re P&C Re Combined Ratio Rises to 78.3% as Group Beats Consensus https://actuary.info/insights/intact-q3-2026-ai-pricing-94-percent-personal-lines-250m-recurring-earnings-double-24-months-combined-ratio-94 actuary.info en 2026-11-05T00:00:00-05:00 Intact Puts AI Pricing Earnings at C$250M and Says It Will Double https://actuary.info/insights/naic-pc-rbc-diversification-credit-30-to-45-premium-65-reserves-acl-down-6-9-percent-commercial-13-4-year-end-2026 actuary.info en 2026-11-05T00:00:00-05:00 NAIC Lifts P&C RBC Diversification Credit to 45% and 65% From 30%