https://actuary.info/insights/auto-bodily-injury-payouts-cross-physical-damage-2026 actuary.info en 2026-09-04 Bodily Injury Crossed Half of Auto Loss Dollars While Carriers Filed Decreases https://actuary.info/insights/marsh-mercer-2027-employer-health-cost-plan-design-buydown actuary.info en 2026-09-04 Marsh's 8.2% Health Trend for 2027 Is an 11% Gross Rate Minus a One-Time Buy-Down https://actuary.info/insights/perils-july-2026-europe-convective-storm-industry-loss-record actuary.info en 2026-09-04 Europe's July Hail Outbreak Set a EUR 2.19 Billion PERILS Record https://actuary.info/insights/super-el-nino-2026-roni-index-change-analog-selection actuary.info en 2026-09-04 NOAA Switched El Nino Indexes, and the Record Analog Changed With It https://actuary.info/insights/travelers-q2-2026-bec-token-theft-cyber-claims-mix actuary.info en 2026-09-04 Ransomware Activity Tripled Since 2022. Claims Rose 80%. https://actuary.info/insights/verisk-data-center-exposure-database-vulnerability-curve-2026 actuary.info en 2026-09-04 Verisk Mapped 2,500 Data Centers. The Damage Curve Is Still Missing.